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2730 Collingwood Blvd., Suite 2, Toledo, OH 43610Monday and Wednesday: 8 a.m. – 5 p.m.Accepting new patientsNirmala Kulkarni, Dentist license (DDS) · OH License no. 000000(419) 555-0103

General dentist · Toledo, Ohio

A dental plan for the people who work for you

Collingwood Dental is one dentist's office on Collingwood Boulevard. Dr. Nirmala Kulkarni offers a yearly plan to businesses with five to twenty people. It is not insurance.

A practice manager explains a plan to a visitor across a desk in a dental office
Carlton GaskinsPractice manager. He sets up each group.

The team plan

The team plan, on one card

A yearly price for routine visits, one card per person. It is not insurance, and it can't be used with insurance.

  • Team member

    Yearly fee: ask the office

    Routine care for one adult on your team, paid once a year.

    • Two exams and two cleanings a year
    • One set of routine X-rays a year
    • A written estimate before any other treatment
    • Treatment beyond the routine visits
    • Insurance coverage of any kind
    Term:
    12 months from the day your group joins, renewing each year unless you cancel.
    Cancellation:
    You or the member can cancel any time before renewal.
    Refunds:
    Cancel within 30 days of joining and we refund the price, less visits already used.

    Not insurance. Cannot be combined with insurance.

  • Child of a team member

    Yearly fee: ask the office

    Routine care for one child, paid once a year.

    • Two exams and two cleanings a year
    • One set of routine X-rays a year
    • A written estimate before any other treatment
    • Treatment beyond the routine visits
    • Insurance coverage of any kind
    Term:
    12 months from the day your group joins, renewing each year unless you cancel.
    Cancellation:
    You or the member can cancel any time before renewal.
    Refunds:
    Cancel within 30 days of joining and we refund the price, less visits already used.

    Not insurance. Cannot be combined with insurance.

Example prices. The practice sets its own, and what a plan includes. Treatment the plan doesn't list is quoted in writing before we start.

Who it fits

Made for teams that don't sit still

Five to twenty people, one owner, one invoice. Each person books for themselves.

  • Shops and salons

    Staff on the floor all day need a time that fits. We keep early and late hours on Tuesday and Thursday.

  • Restaurants and cafes

    Shifts don't match office hours. Staff book their own time, and you see an invoice, not their visits.

  • Trades crews

    A crew on the road gets one card each and one yearly invoice to the owner.

  • Small offices

    A bookkeeper, a front desk and a few more. You choose who joins; each person books on their own.

The dentist

Dr. Kulkarni does the exams herself

She is a general dentist. She looks after the checkups, fillings, crowns, tooth removals and night guards at this office.

She tells you what she sees, what the options are, what each costs and what happens if you wait, and leaves the decision with you. Carlton Gaskins books the visits and writes each estimate.

  • Provided by a general dentist

  • A written estimate before treatment

  • Early and late visits on Tuesday and Thursday

Dr. Nirmala Kulkarni in navy scrubs, standing beside a dental chair in her office

Two different things

The plan is not insurance

Here is how they differ, so you know what you are signing up for.

The plan is not insurance
Dental insuranceTeam plan
How you payDental insuranceA premium, plus a share of each billTeam planOne yearly price per person, set out on the card
What it pays forDental insuranceWhat the plan decides to coverTeam planThe routine visits the card lists
ClaimsDental insuranceFiled by the office or by youTeam planNone. We don't file claims
Used togetherDental insuranceYour plan's own rules applyTeam planCannot be combined with insurance
LeavingDental insuranceEnds when the policy doesTeam planCancel before renewal; the refund terms are on the card

Visits

What a visit can be

Care here is provided by a general dentist. The team plan covers the routine visits on its card; the rest is quoted in writing first.

Offers

Add your offer image here

The practice uploads its own offer as an image. The owner lists every component of an offer, and its end date, in the image.

  • Sample coupon: replace with your own offer
    Add your offer image here Where the end date goes.

Sample offers.

Sample content. Replace it with your own offer, or remove this section.

The office

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Photos of your own office go here. Any before-and-after results appear only when a patient has given written permission, and the practice shares them with that permission.

Showing 6 of 6

A calm dental lobby with two armchairs, a wood slat wall and a front desk in morning light
The lobby
Sample
A reception counter with a bowl of wrapped mints and a tablet in warm evening light
The front desk
Sample
Sealed sterilization pouches laid out on a steel counter beside an autoclave in a sunny room
Sterilization
Sample
Soft-focus close-up of dental handpieces in their holders
The instruments
Sample
A waiting corridor lined with lounge chairs under a wood-slat ceiling
The waiting corridor
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A bright white glass-walled corridor stretching into the distance
The hallway
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Sample photos.

From owners

What owners on the plan say

“I told my six people at the Monday meeting. Setting it up was one call and one form.”

Lyndsey T.Owner, hair salon

“My guys work out of a truck. They get a card, call the office and pick a time. That's all it is.”

Baldemar R.Owner, landscaping crew

“One invoice a year and nothing to file. I didn't have to learn a new system.”

Ewa J.Owner, accounting office

Sample reviews.

Before you ask

Questions from owners

Is the team plan insurance?

No. It is a yearly price for the routine visits on the card. It doesn't pay claims, and it can't be combined with insurance.

How many people can join?

The plan is made for businesses with five to twenty people. You choose who is on it; each person gets their own card.

Do my staff have to tell me why they went?

No. We keep each person's records private and share them only as the law allows. You get an invoice, not visit details.

What if someone needs more than a checkup?

Dr. Kulkarni tells them what she sees and what it costs, in writing, before any other treatment. That is billed to them, not to you, unless you've agreed otherwise.

Can members bring their children?

Yes. There is a separate card for a team member's child.

Ask about a group plan

Tell us how many people work for you, and Carlton will send a written plan sheet. Please leave out health details.