Services
How fees work
We don't contract with insurance plans. Here is how paying works here, in the order most people ask.
If you pay yourself
A visit costs what the written estimate says. Team plan members pay the yearly price on their card, and anything the card doesn't list is quoted in writing first. Financing is offered by third-party lenders. Approval and terms are set by the lender.
See the team planPay at the visit
The team plan, for routine visits
Third-party financing, set by the lender
An estimate in advance
You can ask for a written estimate before any treatment. If you're paying without insurance, we give you a written estimate in advance, when you book or whenever you ask. It lists the visit, each step we expect, and the fee for each.
Written, before treatment
Each step and its fee
Yours to take home
Insurance we work with
We aren't in network with any plan, and we don't file claims. The team plan is not insurance and can't be combined with it. We aren't enrolled with Medicaid or CHIP.
Out of network with every plan
We don't file claims
Not enrolled with Medicaid or CHIP
Receipts for reimbursement
After each visit you get an itemized receipt. If your own plan reimburses out-of-network care, you can send it in. Whether it pays, and how much, is up to the plan.
Itemized, every visit
Procedure codes if you ask
Checking your benefits
We don't check benefits, because we don't bill plans. If you want to know what your plan does for an out-of-network dentist, call the number on your card and ask. We'll give you the procedure codes for your visit.
Call the number on your card
Ask about out-of-network dentists
What the first visit includes
About an hour with Dr. Kulkarni: a talk, an exam, X-rays only if she needs them, and a written estimate before any treatment. Fill in your health history on our private patient portal, not by email and not in the contact form.
Before your first visitA talk, then an exam
X-rays only if needed
Health history on the portal
The practice replaces these answers with its own.
Ask for the fee before you decide
Call or send a request. Carlton will tell you what a visit costs, in writing, before we start.